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Interest Rates Are Up Again: Here’s How Buyers Can Still Afford Their Dream Home

With interest rates rising again, many buyers might feel discouraged, thinking their dream home is now out of reach. But with the right strategy, there are still ways to make it work. One option is adjusting the price range and using rate buy-down programs, like those offered by Golden Coast Finance. These programs temporarily lower monthly payments and give buyers the flexibility to refinan...

Housing Market Update: Is it better to buy in 2025 or wait til’ 2026?

For a potential client looking to buy a home in 2025 or 2026, there are several key factors to consider in the housing market forecast: Mortgage Rates and Affordability: Mortgage rates have been trending down, and experts expect them to continue decreasing in 2025. This could significantly improve affordability for buyers, especially as rates stabilize lower than current levels, potentially ...

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Why the Holiday Season is the Perfect Time to Buy a Home

Thinking about buying a home but waiting for the “right” time? The holiday season might be better than you think! Here’s why savvy buyers should consider purchasing now rather than waiting for the new year: 1. Motivated Sellers Sellers who keep their homes on the market during the holidays are usually serious about selling. Many are eager to close before the year ends, m...